From Heritage to Modern Living: The ASANG Design Studio Approach to Architecture


Architecture has always been a reflection of how people live, what they value and the environments they inhabit. ASANG Design Studio brings this perspective into contemporary practice by connecting Indian heritage and craftsmanship with the needs of modern living.A Contemporary Interpretation of Indian Design
Indian architecture offers a rich vocabulary of materials, climate-responsive ideas, craft traditions and spatial experiences. ASANG draws from this broader heritage while avoiding a purely nostalgic interpretation. Instead, traditional influences are translated into contemporary architecture and interiors suited to present-day lifestyles.
Designing for Experience
The studio's approach considers how a space is experienced over time. Morning light, changing shadows, tactile surfaces, movement through rooms and connections to greenery can all contribute to the atmosphere of a project. These seemingly subtle elements become important components of the overall design.
The Role of Craft
Craftsmanship gives architecture a human quality. ASANG integrates artisanal thinking into contemporary spaces through material choices and detailed execution. This relationship between designer, material and maker helps create interiors that feel individual and connected to place.
Residential and Diverse Project Experiences
ASANG's portfolio extends across luxury residences, penthouses, commercial spaces and serviced apartments. Working across different project types allows the studio to explore how its principles of context, materiality, functionality and timelessness can be adapted to different requirements.
A Philosophy of Better Living
At the centre of the practice is the idea that architecture should improve everyday experience. Beautiful spaces matter, but so do comfort, usability, natural light, ventilation and a sense of connection. This balance gives contemporary design a more lasting purpose.
Explore the ASANG Perspective
To see the studio's projects and learn more about its approach to architecture and interior design, visit ASANG Design Studio to explore its portfolio, services and design philosophy.
www.asangdesignstudio.in

লাদাখের মাউন্ট কাং ইয়াৎসে জয় করে কলকাতায় ফিরল হিমালয়ান অ্যাসোসিয়েশনের দল*


 
 
  *কলকাতা:* ফের বড় সাফল্য বাংলার প্রাচীনতম পর্বতারোহণ সংস্থা হিমালয়ান অ্যাসোসিয়েশনের। পশ্চিম হিমালয়ের লাদাখ অঞ্চলের দুর্গম মাউন্ট কাং ইয়াৎসে শৃঙ্গ (৬,৪০১ মিটার / ২১,০০০ ফুট) সফলভাবে আরোহণ করে আজ কলকাতায় ফিরল অভিযাত্রী দল।
  

  
গত ৬ই সেপ্টেম্বর দলনেতা সুব্রত চক্রবর্তী এবং দলের ম্যানেজার অমিতাভ বিশ্বাসের নেতৃত্বে কলকাতা থেকে লাদাখের উদ্দেশে রওনা দিয়েছিল দলটি। দলে ছিলেন পর্বতারোহী শুভঙ্কর দত্ত, শঙ্কর রায়, বিশ্বম্ভর পাঁজা, অপর্ণা গায়েন এবং ডাক্তার নীরেন্দ্র নাথ সাহা।
  

  
প্রবল প্রতিকূল আবহাওয়া ও প্রতিবন্ধকতা কাটিয়ে গত ১৭ই সেপ্টেম্বর সকাল ৭টায় শৃঙ্গ জয় করেন তিন অভিযাত্রী - বিশ্বম্ভর পাঁজা, অপর্ণা গায়েন এবং শুভঙ্কর দত্ত। দলনেতা সুব্রত চক্রবর্তীর নেতৃত্বে এই সফল অভিযানে উচ্ছ্বসিত অ্যাসোসিয়েশনের সকল সদস্য।
  

  
আজ অভিযাত্রীরা কলকাতা স্টেশনে এসে পৌঁছলে তাঁদের উষ্ণ অভিনন্দন জানান সংস্থার সভাপতি তথা বরিষ্ঠ পর্বতারোহী উজ্জ্বল গাঙ্গুলি, সাধারণ সম্পাদক অলোক কুমার মুখোপাধ্যায় এবং সহ-সভাপতি সুশান্ত কুমার মজুমদার।
  ছবি : সংগৃহীত।
  

  
*#Ladakh #MountKangYatse #KangYatseExpedition #HimalayanAssociation #Kolkata #BengalMountaineering #LadakhExpedition #HowrahNews #KolkataNews #Mountaineering #Himalaya*
 

रांची में 16 से 26 सितंबर तक SSC परीक्षा, विधि-व्यवस्था को लेकर धारा-163 के तहत निषेधाज्ञा जारी
क्षेत्रीय निदेशक, भारत सरकार, कर्मचारी चयन आयोग (पूर्वी क्षेत्र) कोलकाता  द्वारा सूचित किया है कि दिनांक-16.09.2026 से 26.09.2026 तक तीन पालियों में प्रातः 08:00 बजे से संध्या 06:30 बजे तक चयन पदों की परीक्षा "चरण XIV/2026" राँची के 03 (तीन) परीक्षा केन्द्रों पर आयोजित की गई है।

परीक्षा के कदाचार मुक्त संचालनार्थ एवं विधि-व्यवस्था संधारणार्थ हेतु उपायुक्त-सह-जिला दण्डाधिकारी, राँची, श्री मंजूनाथ भजन्त्री के आदेश  द्वारा पुलिस बल एवं पुलिस पदाधिकारी के साथ दंडाधिकारी की प्रतिनियुक्ति की गई है। फिर भी ऐसी आशंका है कि परीक्षा केन्द्रों पर असामाजिक तत्वों के द्वारा भीड़ लगाकर विधि-व्यवस्था भंग करने की चेष्टा कर सकते हैं।

  

जिसको लेकर श्री कुमार रजत, अनुमंडल दंडाधिकारी, सदर,रांची, द्वारा बि०एन०एस०एस० की धारा-163 के अंतर्गत प्रदत्त शक्तियों का प्रयोग करते हुए इन परीक्षा केन्द्रों के 200 मीटर की परिधि में निम्नलिखित निषेधाज्ञा जारी किया गया :-

  

(1) पाँच या पाँच से अधिक
व्यक्तियों का एक जगह जमा होना (सरकारी कार्य में लगे पदाधिकारियों / कर्मचारियों तथा सरकारी कार्यक्रम एवं शवयात्रा को छोड़कर)।

  

(2) किसी प्रकार का ध्वनि विस्तारक यंत्र का व्यवहार करना।

  

 (3) किसी प्रकार का अस्त्र-शस्त्र, जैसे-बंदुक, राईफल, रिवाल्वर, बम, बारूद आदि लेकर चलना (सरकारी कार्य में लगे पदाधिकारियों/कर्मचारियों को छोड़कर)।

(4) किसी प्रकार का हरवे हथियार जैसे-लाठी-डंडा, तीर-धनुष, गड़ासा-भाला आदि लेकर चलना (सरकारी कार्य में लगे पदाधिकारियों/कर्मचारियों को छोड़कर)

(5) किसी प्रकार की बैठक या आमसभा का आयोजन करना।

यह निषेधाज्ञा दिनांक-16.09.2026 से 26.09.2026 तक (दिनांक-20.09.2026 को छोड़कर) के प्रातः 05:00 से अपराह्न 9:30 बजे तक प्रभावी रहेगा।

 परीक्षा केन्द्र का नामः-

(1)  Ideal International School, Near Shiv Mandir, Daladili Ranchi, Jharkhand.

 (2) Capstone Tech Online Examination Centre, Outer ring road, near nationaol LAW University, Opposite Sunaina Banquet Hall, Kanke, Ranchi, Jharkhand-834006

 (3) Cambridge Institute of Technology, Near Milan Chowk, Purulia Road, Tatisilwai, Ranchi, Jharkhand.

GAFA and IIRIS Consulting Push Forensic Investigation into the AI Era
NEW DELHI: The growing sophistication of financial fraud and technology-enabled crime is forcing a rethink of how investigations are conducted. Artificial intelligence is increasingly becoming part of the investigator’s toolkit, not simply for automation, but for analysing large volumes of financial data, identifying anomalies and connecting information that may otherwise remain fragmented.
Against this backdrop, the Global Association of Forensic Accountants (GAFA) has joined hands with IIRIS Consulting to develop the Certified AI Investigator (CAII) programme, bringing artificial intelligence directly into the professional investigation curriculum. The programme is positioned at the intersection of forensic accounting, fraud investigation, financial intelligence and applied technology.
The initiative reflects a broader shift in the investigation profession. Fraudsters are increasingly using digital platforms, automated processes, complex transaction structures and technology to conceal financial activity. Investigators, consequently, need to be able to work with data at scale and use technology without losing the fundamentals of evidence-based investigation.
The CAII programme is built around practical application rather than AI theory alone. The current programme includes 48 hours of live instruction across eight modules and eight working platforms, with applications covering AI-assisted investigation, data and transaction analysis, fraud detection and investigative intelligence.
What makes the initiative particularly relevant is its emphasis on the investigator remaining in control. AI can identify patterns and accelerate analysis, but it cannot independently establish whether an unusual transaction is fraudulent, determine the credibility of evidence or replace professional skepticism. Those decisions still require human judgment, corroboration and investigative reasoning.
The collaboration also brings complementary capabilities. The skill enhancement capabilities of Global Association of Forensic Accountants (GAFA) operating across forensic accounting, fraud investigation, AML and financial-crime education, and IIRIS Consulting’s intelligence capabilities across risk advisory, security, intelligence, forensics and due diligence, with operations spanning India, MENA, Asia and Europe.
The development points to a larger transformation within forensic investigation: the next generation of professionals may need to be equally comfortable reading financial statements, interrogating datasets and questioning AI-generated findings. As financial crime continues to evolve, the advantage may increasingly belong not to investigators who simply use AI, but to those who understand when to use it, how to challenge it and how to turn its output into defensible investigative evidence.

Tata Safari: A Premium Family SUV Designed for Comfortable Long-Distance Travel


A Family SUV Built Around Space and ComfortFamily travel often means carrying more passengers, luggage and expectations. For customers planning regular road trips or looking for a spacious SUV for everyday family use, seating capacity, cabin comfort and practicality can become important purchase considerations.
The Tata Safari is positioned as a premium SUV with three-row seating, offering 6- and 7-seater configurations depending on the version. Its larger SUV format makes it relevant for families who want additional passenger space and a comfortable environment for longer journeys.
Designed for Long-Distance Travel
A long drive can involve city traffic, open highways and changing road conditions. A family SUV therefore needs to combine performance with a comfortable driving experience.
The Tata Safari has been offered with a 2.0-litre turbocharged diesel engine producing 170 PS and 350 Nm, with manual and automatic transmission options depending on the variant.
Customers should confirm the latest variant-wise specifications, equipment and availability with an authorised Tata Motors dealer before booking.
Three Rows for Growing Families
One of the key reasons customers consider a larger SUV is the flexibility provided by three rows of seating.
The Tata Safari can accommodate larger families and groups while providing the practicality expected from a premium SUV. The third row can be particularly useful when additional passengers need to travel together, while the cabin layout is designed around passenger comfort.
For families that frequently travel together, a three-row SUV can be useful for holidays, weekend trips, airport travel and other journeys where additional seating is required.
Technology and Convenience on the Road
Modern family SUVs are expected to provide more than space. Infotainment, connectivity and convenience features have become an important part of the in-car experience.
The Tata Safari has been offered with features such as a large touchscreen infotainment system, configurable digital instrumentation, connected-car functions and premium audio options, depending on the variant.
Feature availability can vary between variants, so customers should compare the current specifications of the versions they are considering.
Safety as an Important Family Consideration
Safety remains a key consideration when selecting a family vehicle, particularly for customers who regularly travel on highways.
The Tata Safari has been equipped with a range of safety and driver-support technologies, with equipment varying by variant. Tata Motors has highlighted features and systems designed to support occupants and the driver across different driving situations.
Customers should review the latest safety specification of their preferred variant and discuss the available equipment with the dealership before purchase.
Tata Safari for Delhi-NCR Customers
Customers searching for a Tata Safari showroom in Delhi-NCR can explore the vehicle through Garud Tata Motors.
Tata Cars Showroom - Palam, Dwarka provides access for customers from Palam, Dwarka and nearby areas.
Tata Cars Showroom - Najafgarh serves customers from Najafgarh and surrounding locations.
Tata Cars Showroom - Narela provides another option for customers in Narela and nearby areas.
Customers can enquire about available variants, features, colours, pricing and test-drive opportunities at the nearest showroom.
Why a Tata Safari Test Drive Matters
A larger SUV should ideally be experienced before purchase. A test drive gives customers the opportunity to understand the vehicle's size, driving position, visibility, ride comfort, cabin layout and overall driving experience.
Customers interested in a Tata Safari test drive can contact Garud Tata Motors and enquire about available opportunities. A test drive can also help families assess access to the second and third rows and the practicality of the cabin for their typical journeys.
Service Support for Tata Safari Owners
The ownership experience continues after the vehicle is delivered. Regular maintenance and servicing are important for keeping a vehicle in appropriate operating condition.
Garud Tata Motors provides service support through Tata Cars Service Centre - Matiala, Dwarka and Tata Cars Service Centre - Najafgarh.
Safari owners can contact the relevant service centre for applicable scheduled servicing, maintenance and after-sales requirements.
A Premium SUV for the Complete Family Journey
The Tata Safari's appeal comes from the combination of three-row practicality, performance, comfort, technology and safety-focused equipment.
For customers looking for a premium family SUV in Delhi-NCR, the Safari is worth exploring through a showroom visit and test drive. Comparing variants against individual family and travel requirements can help customers select the configuration that suits them best.
About Garud Tata Motors
Garud Tata Motors provides Tata passenger vehicle sales and service support across its Delhi-NCR network. Customers can explore Tata cars and enquire about test drives at Tata Cars Showroom - Palam, Dwarka, Tata Cars Showroom - Najafgarh and Tata Cars Showroom - Narela. Service support is available through Tata Cars Service Centre - Matiala, Dwarka and Tata Cars Service Centre - Najafgarh.
Contact Garud Tata Motors
Website: www.garudtata.com

 Sales Contact: 9217371211
 Service Contact: 9217371211
 

YANA Table Tennis League Returns as India's Fastest Growing TT League


YANA SPORTS PRESENTS YANA TABLE TENNIS LEAGUE 2026 – BREAST CANCER AWARENESS EDITION12 TEAMS, 96 PLAYERS, 1 MISSION – SMASH FOR CHANGE
3rd & 4th October, Khar Gymkhana, Mumbai
Mumbai, 6th September 2026 – Just 8 months after its landmark debut, YANA League by YANA Sports is back – bigger, mixed-gender and more purposeful. YANA Sports today unveiled the poster for YANA Table Tennis League 2026 – Breast Cancer Awareness Edition to be held on 3rd & 4th October at Khar Gymkhana, Mumbai. 
From Women’s Day Debut to India’s Fastest Growing TT League
YANA Sports, founded by seasoned marketing leader, producer and entrepreneur Krishna Kotian, was launched as a women-centric sports platform built around empowerment and mental wellness, with its flagship initiative debuting on 8th March 2026, aligning with the spirit of Women’s Day. 
YANA stands for “You Are Not Alone.” More than a name, it is a philosophy – addressing stress, societal pressure and the need for structured community support through sport. 
What started as India’s first Women’s Table Tennis League in March 2026 has in 8 months become THE FASTEST GROWING TABLE TENNIS LEAGUE IN INDIA that now turns mixed-gender for Breast Cancer Awareness Month. 
Growth & Impact:
1. Sport as an Outlet: At the heart of the initiative is table tennis — a sport that is fast, strategic, and inclusive, accessible across age groups and skill levels, improving focus and mental clarity. 
2. From Participation to Movement: The inaugural edition welcomed corporate professionals, entrepreneurs, students, creatives and homemakers, creating a space where competition meets compassion. The second edition scales this to 12 franchise teams and 96 players.
3. Same Sport, Bigger Purpose: This edition dedicates itself to Breast Cancer Awareness – using sport to drive conversations around early screening, support survivors and celebrate strength.
Final 12 Teams for 2026:
1. Global Squad
2. Chambal Gharials 
3. Mahana Ventures
4. Maratha Warriors
5. Essen Vision Defenders
6. Delhi Dhakad
7. LV Spartans - London
8. Urjja Strikers
9. Century Warriors
10. Desi Warriorz
11. Teamo Productions Pvt. Ltd.
12. High Fly Freight Services
Partners: BIG FM (Radio Partner), Hathway & DEN (Telecast Partner), Global Advertisers Pvt. Ltd. (Outdoor Partner), Khar Gymkhana – KG (Venue Partner).
“We started YANA to prove that sport can heal as much as it can compete. From 8 teams in March to 12 teams now, the growth shows Mumbai needed this. This October, every smash will be for change,” said Krishna Kotian, Founder, YANA Sports.
For Media, Sponsorship & Player Entries:
YANA Sports | | Khar Gymkhana, Mumbai
 

Back Pain: Causes, Warning Signs and Personalized Care
 Learn about back pain, its common symptoms and contributing factors, and explore personalized consultation with a homeo doctor in Hyderabad.
An Introduction to Back Pain
Back pain is a common concern that can affect physical comfort and everyday productivity. Whether it develops after sitting for several hours, physical activity, repetitive work, or an awkward movement, discomfort can make normal tasks more difficult.
When back pain occurs repeatedly, understanding its pattern and possible contributing factors can be an important first step. Consulting a homeo doctor in Hyderabad allows you to discuss your concerns in detail and receive an individualized assessment.
How Can Back Pain Affect You?
Depending on its location and intensity, back discomfort may lead to:
Aching or soreness in the back
Lower-back discomfort
Morning or post-rest stiffness
Muscle tension or tightness
Difficulty bending or turning
Discomfort during walking or standing
Reduced flexibility
Difficulty performing usual activities
Not every episode of back pain has the same cause. Persistent or intense pain should receive appropriate professional evaluation.
Seek prompt medical attention if back pain occurs with significant weakness, numbness, fever, follows a serious injury, or is associated with bladder or bowel changes.
Everyday Factors Linked with Back Discomfort
Your daily routine can influence the way your back feels. Extended desk work, poor sitting posture, limited movement, and an unsuitable workstation may contribute to stiffness.
Other possible contributing factors include sudden physical exertion, repetitive movements, incorrect lifting techniques, muscle strain, and insufficient physical conditioning. Recognizing these patterns can provide useful information during a consultation with a homeo doctor in Hyderabad.
Individualized Homeopathic Consultation
Homeopathic consultation takes an individual-focused approach. A homeo doctor in Hyderabad may discuss the location and character of the discomfort, when it appears, activities that influence it, sleep, stress, lifestyle habits, and relevant health history.
The purpose of a detailed consultation is to understand the person's overall symptom pattern and wellbeing rather than concentrating solely on one painful area.
Along with professional guidance, maintaining good posture, avoiding prolonged periods in one position, taking regular movement breaks, staying suitably active, and following healthy daily habits can support general back health.

Spiritual Homeopathy in Hyderabad
Spiritual Homeopathy offers personalized homeopathic consultations for individuals experiencing back pain and other health concerns. The consultation approach considers individual symptoms, lifestyle, health background, and overall wellbeing.
For those searching for a homeo doctor in Hyderabad, consultations are available through Spiritual Homeopathy in KPHB, Dilsukhnagar, Chandanagar, and Nallagandla. Online and international consultations are also available.
If recurring back discomfort is affecting your routine, consulting a homeo doctor in Hyderabad can help you understand your concerns and explore an individualized approach to care.
Call 9069176176 to schedule a consultation.
#spiritualhomeo  #bestdoctors  #back pain

কাশী নরেশ বিশ্ববিদ্যালয়ে পালিত হল হরিয়ালি রং উৎসব-২০২৬, ছাত্রছাত্রীদের চমকপ্রদ সাংস্কৃতিক পরিবেশনা*


 
 
  *দেশ* 
  

  

  #KashiNareshUniversity #HariyaliRangotsav2026 #BhadohiNews #CulturalFest #FashionShow #MehndiCompetition
  

  
*ভদোহি:* কাশী নরেশ বিশ্ববিদ্যালয়, ভদোহিতে রং তরঙ্গ সাংস্কৃতিক ক্লাবের উদ্যোগে অত্যন্ত উৎসাহের সঙ্গে পালিত হল হরিয়ালি রং উৎসব-২০২৬। অনুষ্ঠানের প্রধান অতিথি ছিলেন বিশ্ববিদ্যালয়ের উপাচার্য অধ্যাপিকা উমা শ্রীবাস্তব। বিশ্ববিদ্যালয়ের সমস্ত মহিলা স্টাফের যৌথ উদ্যোগে এই অনুষ্ঠানের আয়োজন করা হয়।
  

  
ছাত্রছাত্রীরা তাদের সাংস্কৃতিক পরিবেশনার মাধ্যমে ভারতীয় লোক সংস্কৃতি ও ঐতিহ্যের ঝলক তুলে ধরে। এর মধ্যে ছিল রাধা-কৃষ্ণের ভক্তিমূলক নৃত্য, পাহাড়ি নৃত্য এবং 'সৈয়াঁ মিলে লড়কাইয়া'র মতো মনমুগ্ধকর পরিবেশনা। পরিবেশনাগুলি দর্শকদের মন জয় করে নেয়। এই উপলক্ষে একটি মেহেন্দি প্রতিযোগিতারও আয়োজন করা হয়, যেখানে ছাত্রীরা তাদের শিল্পকলার পরিচয় দেয়।
  

  
অনুষ্ঠানের প্রধান আকর্ষণ ছিল ফ্যাশন শো। সেখানে শিক্ষার্থীরা বিভিন্ন আঞ্চলিক সংস্কৃতির পোশাক এবং ওড়না পরার ঐতিহ্যবাহী শৈলী প্রদর্শন করে। এই পোশাক এবং ওড়না পরার ধরন ভারতের সাংস্কৃতিক বৈচিত্র্য ও ঐক্যকে সুন্দরভাবে ফুটিয়ে তোলে।
  

  
উপাচার্য অধ্যাপিকা উমা শ্রীবাস্তব শিক্ষার্থীদের প্রতিভার প্রশংসা করেন। তিনি বলেন, "এই ধরনের সাংস্কৃতিক অনুষ্ঠান শিক্ষার্থীদের তাদের ঐতিহ্যের সঙ্গে যুক্ত করে। পাশাপাশি, এটি তাদের সৃজনশীলতা এবং আত্মবিশ্বাসও বাড়ায়। এই অনুষ্ঠান "সবুজের ছায়ায় সংস্কৃতির নতুন পরিচয়" - এই ভাবনাকে সার্থক করে তুলেছে। মঞ্চ সঞ্চালনা করেন ডক্টর ঋচা এবং ডক্টর রজনীশ দ্বিবেদী।
  
  
 

Who Really Makes Money in India’s F&O Market?
Smart Money Club Is Asking the Harder Question
For years, the main F&O headline has been simple: more than 90% of retail traders lose money every year. SEBI’s FY25 study says around 91% of individual traders lost. But that is only one side of the story. The harder question is who is making the money.
SEBI’s FY24 data answers it. Individual traders lost about ₹41,500 crore in gross F&O P&L, while proprietary desks and FPIs together made around ₹61,000 crore, and 96% of proprietary-trader profits and 97% of FPI profits came from algo-driven entities. That is who retail traders were competing against. Even individuals who used algos did not escape: as a group, they still lost around ₹13,900 crore on the same basis.
Put together, F&O looks less like a fair game for retail and more like a transfer: individual traders keep entering and mostly keep losing, while the profits keep showing up with professional desks and algo-driven players. That does not mean F&O was created to take money from retail traders. But the money has been moving in one direction for years: away from individuals and towards professional desks.
This is one of the reasons Pranjal Rastogi and CA Harshitha Iyer took Smart Money Club in a different direction. The Surat-based SEBI-registered firm focuses on equity swing and positional trading and has deliberately stayed away from teaching F&O and intraday trading despite steady demand for both.
Their concern was where a beginner starts. If almost all the profits on the professional side come from algos, why are beginners still pushed towards F&O as their first way to earn trading?
For a lot of people entering the market today, F&O is where trading begins rather than where it arrives after years of experience. Options look easy to access, the capital required can look small, and social media is full of gurus promising quick money. Someone who has barely studied a stock can open an account and start trading options almost immediately.
What makes this worse is how F&O is sold to beginners. For an education business, it is the easier product to market: more trades, more screenshots, more action and a simpler promise of quick money. And when people lose, the blame usually comes back to them. If you end up on the losing side, which SEBI’s data says happens to roughly nine out of ten individual traders, the explanation is often that you lacked “discipline” or could not “control your emotions”. Far less attention goes to the fact that you were sent into a market where the other side is often running far more sophisticated systems.
Rastogi and Iyer had already seen how this content cycle works while building Captum, the financial-markets channel that crossed 100,000 subscribers before Smart Money Club took shape. The content that travelled fastest was usually built around a strong hook, a quick takeaway of something that kept people watching till the end. It worked for reach. Teaching someone to trade needed something different, and that shaped what Smart Money Club would focus on.
Smart Money Club was built around swing and positional trading from the start, for people with jobs, businesses and full-time careers: people who could not make the market the centre of their day. For that audience, intraday trading and F&O made little sense. Both require much closer tracking of the market and, with leverage and expiry involved, mistakes get expensive quickly. Swing and positional trading fit better. Trades play out over days or weeks, which gives the trader time to study the overall market, choose the sector and stock, plan the entry and risk, and then manage the position without sitting in front of the screen all day.
That choice set the order of the entire SMC process: market first, then sectors, stock selection, setups, entries, risk and trade management. The same sequence runs through its weekly Live Inner Circle sessions, recorded course videos and its in-house platform, ProScreener.
The firm has worked with more than 16,000 people through its workshops and programmes, most of them working professionals and business owners. For them, a trading style that needs constant decisions through the day would not fit real life. Smart Money Club chose to build around real reality instead of around what was easiest to sell.
Swing trading does not remove risk, and SMC does not present it as an easier route to profits. Stocks can fall, setups fail and traders still make mistakes. The difference is the type of game being played. There is no weekly expiry forcing a position to resolve within a few hours or days. A trader can take time finding the right stock, define the risk before entering and stay out when the market is not offering a trade that fits.
India has made trading easy to access, and that is a good thing. But easy access to a sophisticated product does not make the product simple. If SEBI’s numbers show retail traders losing while professional and algo-driven players take home most of the profits, trading education may need to reconsider where the first lesson begins.
Smart Money Club’s answer is straightforward: a retail trader does not need to become a weaker version of a professional trading desk. They need a style of trading that fits the life they have.
CA Harshitha Iyer and Pranjal Rastogi are co-founders of Smart Money Club. Wealth Vidhya is a SEBI Registered Research Analyst (INH000028352). Views are personal. Investments in the securities market are subject to market risks. Read all related documents carefully before investing.

आईएमए फर्रुखाबाद की नई कार्यकारिणी ने संभाला कार्यभार

			

               

               
			   
			    

					
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From Heritage to Modern Living: The ASANG Design Studio Approach to Architecture


Architecture has always been a reflection of how people live, what they value and the environments they inhabit. ASANG Design Studio brings this perspective into contemporary practice by connecting Indian heritage and craftsmanship with the needs of modern living.A Contemporary Interpretation of Indian Design
Indian architecture offers a rich vocabulary of materials, climate-responsive ideas, craft traditions and spatial experiences. ASANG draws from this broader heritage while avoiding a purely nostalgic interpretation. Instead, traditional influences are translated into contemporary architecture and interiors suited to present-day lifestyles.
Designing for Experience
The studio's approach considers how a space is experienced over time. Morning light, changing shadows, tactile surfaces, movement through rooms and connections to greenery can all contribute to the atmosphere of a project. These seemingly subtle elements become important components of the overall design.
The Role of Craft
Craftsmanship gives architecture a human quality. ASANG integrates artisanal thinking into contemporary spaces through material choices and detailed execution. This relationship between designer, material and maker helps create interiors that feel individual and connected to place.
Residential and Diverse Project Experiences
ASANG's portfolio extends across luxury residences, penthouses, commercial spaces and serviced apartments. Working across different project types allows the studio to explore how its principles of context, materiality, functionality and timelessness can be adapted to different requirements.
A Philosophy of Better Living
At the centre of the practice is the idea that architecture should improve everyday experience. Beautiful spaces matter, but so do comfort, usability, natural light, ventilation and a sense of connection. This balance gives contemporary design a more lasting purpose.
Explore the ASANG Perspective
To see the studio's projects and learn more about its approach to architecture and interior design, visit ASANG Design Studio to explore its portfolio, services and design philosophy.
www.asangdesignstudio.in

লাদাখের মাউন্ট কাং ইয়াৎসে জয় করে কলকাতায় ফিরল হিমালয়ান অ্যাসোসিয়েশনের দল*


 
 
  *কলকাতা:* ফের বড় সাফল্য বাংলার প্রাচীনতম পর্বতারোহণ সংস্থা হিমালয়ান অ্যাসোসিয়েশনের। পশ্চিম হিমালয়ের লাদাখ অঞ্চলের দুর্গম মাউন্ট কাং ইয়াৎসে শৃঙ্গ (৬,৪০১ মিটার / ২১,০০০ ফুট) সফলভাবে আরোহণ করে আজ কলকাতায় ফিরল অভিযাত্রী দল।
  

  
গত ৬ই সেপ্টেম্বর দলনেতা সুব্রত চক্রবর্তী এবং দলের ম্যানেজার অমিতাভ বিশ্বাসের নেতৃত্বে কলকাতা থেকে লাদাখের উদ্দেশে রওনা দিয়েছিল দলটি। দলে ছিলেন পর্বতারোহী শুভঙ্কর দত্ত, শঙ্কর রায়, বিশ্বম্ভর পাঁজা, অপর্ণা গায়েন এবং ডাক্তার নীরেন্দ্র নাথ সাহা।
  

  
প্রবল প্রতিকূল আবহাওয়া ও প্রতিবন্ধকতা কাটিয়ে গত ১৭ই সেপ্টেম্বর সকাল ৭টায় শৃঙ্গ জয় করেন তিন অভিযাত্রী - বিশ্বম্ভর পাঁজা, অপর্ণা গায়েন এবং শুভঙ্কর দত্ত। দলনেতা সুব্রত চক্রবর্তীর নেতৃত্বে এই সফল অভিযানে উচ্ছ্বসিত অ্যাসোসিয়েশনের সকল সদস্য।
  

  
আজ অভিযাত্রীরা কলকাতা স্টেশনে এসে পৌঁছলে তাঁদের উষ্ণ অভিনন্দন জানান সংস্থার সভাপতি তথা বরিষ্ঠ পর্বতারোহী উজ্জ্বল গাঙ্গুলি, সাধারণ সম্পাদক অলোক কুমার মুখোপাধ্যায় এবং সহ-সভাপতি সুশান্ত কুমার মজুমদার।
  ছবি : সংগৃহীত।
  

  
*#Ladakh #MountKangYatse #KangYatseExpedition #HimalayanAssociation #Kolkata #BengalMountaineering #LadakhExpedition #HowrahNews #KolkataNews #Mountaineering #Himalaya*
 

रांची में 16 से 26 सितंबर तक SSC परीक्षा, विधि-व्यवस्था को लेकर धारा-163 के तहत निषेधाज्ञा जारी
क्षेत्रीय निदेशक, भारत सरकार, कर्मचारी चयन आयोग (पूर्वी क्षेत्र) कोलकाता  द्वारा सूचित किया है कि दिनांक-16.09.2026 से 26.09.2026 तक तीन पालियों में प्रातः 08:00 बजे से संध्या 06:30 बजे तक चयन पदों की परीक्षा "चरण XIV/2026" राँची के 03 (तीन) परीक्षा केन्द्रों पर आयोजित की गई है।

परीक्षा के कदाचार मुक्त संचालनार्थ एवं विधि-व्यवस्था संधारणार्थ हेतु उपायुक्त-सह-जिला दण्डाधिकारी, राँची, श्री मंजूनाथ भजन्त्री के आदेश  द्वारा पुलिस बल एवं पुलिस पदाधिकारी के साथ दंडाधिकारी की प्रतिनियुक्ति की गई है। फिर भी ऐसी आशंका है कि परीक्षा केन्द्रों पर असामाजिक तत्वों के द्वारा भीड़ लगाकर विधि-व्यवस्था भंग करने की चेष्टा कर सकते हैं।

  

जिसको लेकर श्री कुमार रजत, अनुमंडल दंडाधिकारी, सदर,रांची, द्वारा बि०एन०एस०एस० की धारा-163 के अंतर्गत प्रदत्त शक्तियों का प्रयोग करते हुए इन परीक्षा केन्द्रों के 200 मीटर की परिधि में निम्नलिखित निषेधाज्ञा जारी किया गया :-

  

(1) पाँच या पाँच से अधिक
व्यक्तियों का एक जगह जमा होना (सरकारी कार्य में लगे पदाधिकारियों / कर्मचारियों तथा सरकारी कार्यक्रम एवं शवयात्रा को छोड़कर)।

  

(2) किसी प्रकार का ध्वनि विस्तारक यंत्र का व्यवहार करना।

  

 (3) किसी प्रकार का अस्त्र-शस्त्र, जैसे-बंदुक, राईफल, रिवाल्वर, बम, बारूद आदि लेकर चलना (सरकारी कार्य में लगे पदाधिकारियों/कर्मचारियों को छोड़कर)।

(4) किसी प्रकार का हरवे हथियार जैसे-लाठी-डंडा, तीर-धनुष, गड़ासा-भाला आदि लेकर चलना (सरकारी कार्य में लगे पदाधिकारियों/कर्मचारियों को छोड़कर)

(5) किसी प्रकार की बैठक या आमसभा का आयोजन करना।

यह निषेधाज्ञा दिनांक-16.09.2026 से 26.09.2026 तक (दिनांक-20.09.2026 को छोड़कर) के प्रातः 05:00 से अपराह्न 9:30 बजे तक प्रभावी रहेगा।

 परीक्षा केन्द्र का नामः-

(1)  Ideal International School, Near Shiv Mandir, Daladili Ranchi, Jharkhand.

 (2) Capstone Tech Online Examination Centre, Outer ring road, near nationaol LAW University, Opposite Sunaina Banquet Hall, Kanke, Ranchi, Jharkhand-834006

 (3) Cambridge Institute of Technology, Near Milan Chowk, Purulia Road, Tatisilwai, Ranchi, Jharkhand.

GAFA and IIRIS Consulting Push Forensic Investigation into the AI Era
NEW DELHI: The growing sophistication of financial fraud and technology-enabled crime is forcing a rethink of how investigations are conducted. Artificial intelligence is increasingly becoming part of the investigator’s toolkit, not simply for automation, but for analysing large volumes of financial data, identifying anomalies and connecting information that may otherwise remain fragmented.
Against this backdrop, the Global Association of Forensic Accountants (GAFA) has joined hands with IIRIS Consulting to develop the Certified AI Investigator (CAII) programme, bringing artificial intelligence directly into the professional investigation curriculum. The programme is positioned at the intersection of forensic accounting, fraud investigation, financial intelligence and applied technology.
The initiative reflects a broader shift in the investigation profession. Fraudsters are increasingly using digital platforms, automated processes, complex transaction structures and technology to conceal financial activity. Investigators, consequently, need to be able to work with data at scale and use technology without losing the fundamentals of evidence-based investigation.
The CAII programme is built around practical application rather than AI theory alone. The current programme includes 48 hours of live instruction across eight modules and eight working platforms, with applications covering AI-assisted investigation, data and transaction analysis, fraud detection and investigative intelligence.
What makes the initiative particularly relevant is its emphasis on the investigator remaining in control. AI can identify patterns and accelerate analysis, but it cannot independently establish whether an unusual transaction is fraudulent, determine the credibility of evidence or replace professional skepticism. Those decisions still require human judgment, corroboration and investigative reasoning.
The collaboration also brings complementary capabilities. The skill enhancement capabilities of Global Association of Forensic Accountants (GAFA) operating across forensic accounting, fraud investigation, AML and financial-crime education, and IIRIS Consulting’s intelligence capabilities across risk advisory, security, intelligence, forensics and due diligence, with operations spanning India, MENA, Asia and Europe.
The development points to a larger transformation within forensic investigation: the next generation of professionals may need to be equally comfortable reading financial statements, interrogating datasets and questioning AI-generated findings. As financial crime continues to evolve, the advantage may increasingly belong not to investigators who simply use AI, but to those who understand when to use it, how to challenge it and how to turn its output into defensible investigative evidence.

Tata Safari: A Premium Family SUV Designed for Comfortable Long-Distance Travel


A Family SUV Built Around Space and ComfortFamily travel often means carrying more passengers, luggage and expectations. For customers planning regular road trips or looking for a spacious SUV for everyday family use, seating capacity, cabin comfort and practicality can become important purchase considerations.
The Tata Safari is positioned as a premium SUV with three-row seating, offering 6- and 7-seater configurations depending on the version. Its larger SUV format makes it relevant for families who want additional passenger space and a comfortable environment for longer journeys.
Designed for Long-Distance Travel
A long drive can involve city traffic, open highways and changing road conditions. A family SUV therefore needs to combine performance with a comfortable driving experience.
The Tata Safari has been offered with a 2.0-litre turbocharged diesel engine producing 170 PS and 350 Nm, with manual and automatic transmission options depending on the variant.
Customers should confirm the latest variant-wise specifications, equipment and availability with an authorised Tata Motors dealer before booking.
Three Rows for Growing Families
One of the key reasons customers consider a larger SUV is the flexibility provided by three rows of seating.
The Tata Safari can accommodate larger families and groups while providing the practicality expected from a premium SUV. The third row can be particularly useful when additional passengers need to travel together, while the cabin layout is designed around passenger comfort.
For families that frequently travel together, a three-row SUV can be useful for holidays, weekend trips, airport travel and other journeys where additional seating is required.
Technology and Convenience on the Road
Modern family SUVs are expected to provide more than space. Infotainment, connectivity and convenience features have become an important part of the in-car experience.
The Tata Safari has been offered with features such as a large touchscreen infotainment system, configurable digital instrumentation, connected-car functions and premium audio options, depending on the variant.
Feature availability can vary between variants, so customers should compare the current specifications of the versions they are considering.
Safety as an Important Family Consideration
Safety remains a key consideration when selecting a family vehicle, particularly for customers who regularly travel on highways.
The Tata Safari has been equipped with a range of safety and driver-support technologies, with equipment varying by variant. Tata Motors has highlighted features and systems designed to support occupants and the driver across different driving situations.
Customers should review the latest safety specification of their preferred variant and discuss the available equipment with the dealership before purchase.
Tata Safari for Delhi-NCR Customers
Customers searching for a Tata Safari showroom in Delhi-NCR can explore the vehicle through Garud Tata Motors.
Tata Cars Showroom - Palam, Dwarka provides access for customers from Palam, Dwarka and nearby areas.
Tata Cars Showroom - Najafgarh serves customers from Najafgarh and surrounding locations.
Tata Cars Showroom - Narela provides another option for customers in Narela and nearby areas.
Customers can enquire about available variants, features, colours, pricing and test-drive opportunities at the nearest showroom.
Why a Tata Safari Test Drive Matters
A larger SUV should ideally be experienced before purchase. A test drive gives customers the opportunity to understand the vehicle's size, driving position, visibility, ride comfort, cabin layout and overall driving experience.
Customers interested in a Tata Safari test drive can contact Garud Tata Motors and enquire about available opportunities. A test drive can also help families assess access to the second and third rows and the practicality of the cabin for their typical journeys.
Service Support for Tata Safari Owners
The ownership experience continues after the vehicle is delivered. Regular maintenance and servicing are important for keeping a vehicle in appropriate operating condition.
Garud Tata Motors provides service support through Tata Cars Service Centre - Matiala, Dwarka and Tata Cars Service Centre - Najafgarh.
Safari owners can contact the relevant service centre for applicable scheduled servicing, maintenance and after-sales requirements.
A Premium SUV for the Complete Family Journey
The Tata Safari's appeal comes from the combination of three-row practicality, performance, comfort, technology and safety-focused equipment.
For customers looking for a premium family SUV in Delhi-NCR, the Safari is worth exploring through a showroom visit and test drive. Comparing variants against individual family and travel requirements can help customers select the configuration that suits them best.
About Garud Tata Motors
Garud Tata Motors provides Tata passenger vehicle sales and service support across its Delhi-NCR network. Customers can explore Tata cars and enquire about test drives at Tata Cars Showroom - Palam, Dwarka, Tata Cars Showroom - Najafgarh and Tata Cars Showroom - Narela. Service support is available through Tata Cars Service Centre - Matiala, Dwarka and Tata Cars Service Centre - Najafgarh.
Contact Garud Tata Motors
Website: www.garudtata.com

 Sales Contact: 9217371211
 Service Contact: 9217371211
 

YANA Table Tennis League Returns as India's Fastest Growing TT League


YANA SPORTS PRESENTS YANA TABLE TENNIS LEAGUE 2026 – BREAST CANCER AWARENESS EDITION12 TEAMS, 96 PLAYERS, 1 MISSION – SMASH FOR CHANGE
3rd & 4th October, Khar Gymkhana, Mumbai
Mumbai, 6th September 2026 – Just 8 months after its landmark debut, YANA League by YANA Sports is back – bigger, mixed-gender and more purposeful. YANA Sports today unveiled the poster for YANA Table Tennis League 2026 – Breast Cancer Awareness Edition to be held on 3rd & 4th October at Khar Gymkhana, Mumbai. 
From Women’s Day Debut to India’s Fastest Growing TT League
YANA Sports, founded by seasoned marketing leader, producer and entrepreneur Krishna Kotian, was launched as a women-centric sports platform built around empowerment and mental wellness, with its flagship initiative debuting on 8th March 2026, aligning with the spirit of Women’s Day. 
YANA stands for “You Are Not Alone.” More than a name, it is a philosophy – addressing stress, societal pressure and the need for structured community support through sport. 
What started as India’s first Women’s Table Tennis League in March 2026 has in 8 months become THE FASTEST GROWING TABLE TENNIS LEAGUE IN INDIA that now turns mixed-gender for Breast Cancer Awareness Month. 
Growth & Impact:
1. Sport as an Outlet: At the heart of the initiative is table tennis — a sport that is fast, strategic, and inclusive, accessible across age groups and skill levels, improving focus and mental clarity. 
2. From Participation to Movement: The inaugural edition welcomed corporate professionals, entrepreneurs, students, creatives and homemakers, creating a space where competition meets compassion. The second edition scales this to 12 franchise teams and 96 players.
3. Same Sport, Bigger Purpose: This edition dedicates itself to Breast Cancer Awareness – using sport to drive conversations around early screening, support survivors and celebrate strength.
Final 12 Teams for 2026:
1. Global Squad
2. Chambal Gharials 
3. Mahana Ventures
4. Maratha Warriors
5. Essen Vision Defenders
6. Delhi Dhakad
7. LV Spartans - London
8. Urjja Strikers
9. Century Warriors
10. Desi Warriorz
11. Teamo Productions Pvt. Ltd.
12. High Fly Freight Services
Partners: BIG FM (Radio Partner), Hathway & DEN (Telecast Partner), Global Advertisers Pvt. Ltd. (Outdoor Partner), Khar Gymkhana – KG (Venue Partner).
“We started YANA to prove that sport can heal as much as it can compete. From 8 teams in March to 12 teams now, the growth shows Mumbai needed this. This October, every smash will be for change,” said Krishna Kotian, Founder, YANA Sports.
For Media, Sponsorship & Player Entries:
YANA Sports | | Khar Gymkhana, Mumbai
 

Back Pain: Causes, Warning Signs and Personalized Care
 Learn about back pain, its common symptoms and contributing factors, and explore personalized consultation with a homeo doctor in Hyderabad.
An Introduction to Back Pain
Back pain is a common concern that can affect physical comfort and everyday productivity. Whether it develops after sitting for several hours, physical activity, repetitive work, or an awkward movement, discomfort can make normal tasks more difficult.
When back pain occurs repeatedly, understanding its pattern and possible contributing factors can be an important first step. Consulting a homeo doctor in Hyderabad allows you to discuss your concerns in detail and receive an individualized assessment.
How Can Back Pain Affect You?
Depending on its location and intensity, back discomfort may lead to:
Aching or soreness in the back
Lower-back discomfort
Morning or post-rest stiffness
Muscle tension or tightness
Difficulty bending or turning
Discomfort during walking or standing
Reduced flexibility
Difficulty performing usual activities
Not every episode of back pain has the same cause. Persistent or intense pain should receive appropriate professional evaluation.
Seek prompt medical attention if back pain occurs with significant weakness, numbness, fever, follows a serious injury, or is associated with bladder or bowel changes.
Everyday Factors Linked with Back Discomfort
Your daily routine can influence the way your back feels. Extended desk work, poor sitting posture, limited movement, and an unsuitable workstation may contribute to stiffness.
Other possible contributing factors include sudden physical exertion, repetitive movements, incorrect lifting techniques, muscle strain, and insufficient physical conditioning. Recognizing these patterns can provide useful information during a consultation with a homeo doctor in Hyderabad.
Individualized Homeopathic Consultation
Homeopathic consultation takes an individual-focused approach. A homeo doctor in Hyderabad may discuss the location and character of the discomfort, when it appears, activities that influence it, sleep, stress, lifestyle habits, and relevant health history.
The purpose of a detailed consultation is to understand the person's overall symptom pattern and wellbeing rather than concentrating solely on one painful area.
Along with professional guidance, maintaining good posture, avoiding prolonged periods in one position, taking regular movement breaks, staying suitably active, and following healthy daily habits can support general back health.

Spiritual Homeopathy in Hyderabad
Spiritual Homeopathy offers personalized homeopathic consultations for individuals experiencing back pain and other health concerns. The consultation approach considers individual symptoms, lifestyle, health background, and overall wellbeing.
For those searching for a homeo doctor in Hyderabad, consultations are available through Spiritual Homeopathy in KPHB, Dilsukhnagar, Chandanagar, and Nallagandla. Online and international consultations are also available.
If recurring back discomfort is affecting your routine, consulting a homeo doctor in Hyderabad can help you understand your concerns and explore an individualized approach to care.
Call 9069176176 to schedule a consultation.
#spiritualhomeo  #bestdoctors  #back pain

কাশী নরেশ বিশ্ববিদ্যালয়ে পালিত হল হরিয়ালি রং উৎসব-২০২৬, ছাত্রছাত্রীদের চমকপ্রদ সাংস্কৃতিক পরিবেশনা*


 
 
  *দেশ* 
  

  

  #KashiNareshUniversity #HariyaliRangotsav2026 #BhadohiNews #CulturalFest #FashionShow #MehndiCompetition
  

  
*ভদোহি:* কাশী নরেশ বিশ্ববিদ্যালয়, ভদোহিতে রং তরঙ্গ সাংস্কৃতিক ক্লাবের উদ্যোগে অত্যন্ত উৎসাহের সঙ্গে পালিত হল হরিয়ালি রং উৎসব-২০২৬। অনুষ্ঠানের প্রধান অতিথি ছিলেন বিশ্ববিদ্যালয়ের উপাচার্য অধ্যাপিকা উমা শ্রীবাস্তব। বিশ্ববিদ্যালয়ের সমস্ত মহিলা স্টাফের যৌথ উদ্যোগে এই অনুষ্ঠানের আয়োজন করা হয়।
  

  
ছাত্রছাত্রীরা তাদের সাংস্কৃতিক পরিবেশনার মাধ্যমে ভারতীয় লোক সংস্কৃতি ও ঐতিহ্যের ঝলক তুলে ধরে। এর মধ্যে ছিল রাধা-কৃষ্ণের ভক্তিমূলক নৃত্য, পাহাড়ি নৃত্য এবং 'সৈয়াঁ মিলে লড়কাইয়া'র মতো মনমুগ্ধকর পরিবেশনা। পরিবেশনাগুলি দর্শকদের মন জয় করে নেয়। এই উপলক্ষে একটি মেহেন্দি প্রতিযোগিতারও আয়োজন করা হয়, যেখানে ছাত্রীরা তাদের শিল্পকলার পরিচয় দেয়।
  

  
অনুষ্ঠানের প্রধান আকর্ষণ ছিল ফ্যাশন শো। সেখানে শিক্ষার্থীরা বিভিন্ন আঞ্চলিক সংস্কৃতির পোশাক এবং ওড়না পরার ঐতিহ্যবাহী শৈলী প্রদর্শন করে। এই পোশাক এবং ওড়না পরার ধরন ভারতের সাংস্কৃতিক বৈচিত্র্য ও ঐক্যকে সুন্দরভাবে ফুটিয়ে তোলে।
  

  
উপাচার্য অধ্যাপিকা উমা শ্রীবাস্তব শিক্ষার্থীদের প্রতিভার প্রশংসা করেন। তিনি বলেন, "এই ধরনের সাংস্কৃতিক অনুষ্ঠান শিক্ষার্থীদের তাদের ঐতিহ্যের সঙ্গে যুক্ত করে। পাশাপাশি, এটি তাদের সৃজনশীলতা এবং আত্মবিশ্বাসও বাড়ায়। এই অনুষ্ঠান "সবুজের ছায়ায় সংস্কৃতির নতুন পরিচয়" - এই ভাবনাকে সার্থক করে তুলেছে। মঞ্চ সঞ্চালনা করেন ডক্টর ঋচা এবং ডক্টর রজনীশ দ্বিবেদী।
  
  
 

Who Really Makes Money in India’s F&O Market?
Smart Money Club Is Asking the Harder Question
For years, the main F&O headline has been simple: more than 90% of retail traders lose money every year. SEBI’s FY25 study says around 91% of individual traders lost. But that is only one side of the story. The harder question is who is making the money.
SEBI’s FY24 data answers it. Individual traders lost about ₹41,500 crore in gross F&O P&L, while proprietary desks and FPIs together made around ₹61,000 crore, and 96% of proprietary-trader profits and 97% of FPI profits came from algo-driven entities. That is who retail traders were competing against. Even individuals who used algos did not escape: as a group, they still lost around ₹13,900 crore on the same basis.
Put together, F&O looks less like a fair game for retail and more like a transfer: individual traders keep entering and mostly keep losing, while the profits keep showing up with professional desks and algo-driven players. That does not mean F&O was created to take money from retail traders. But the money has been moving in one direction for years: away from individuals and towards professional desks.
This is one of the reasons Pranjal Rastogi and CA Harshitha Iyer took Smart Money Club in a different direction. The Surat-based SEBI-registered firm focuses on equity swing and positional trading and has deliberately stayed away from teaching F&O and intraday trading despite steady demand for both.
Their concern was where a beginner starts. If almost all the profits on the professional side come from algos, why are beginners still pushed towards F&O as their first way to earn trading?
For a lot of people entering the market today, F&O is where trading begins rather than where it arrives after years of experience. Options look easy to access, the capital required can look small, and social media is full of gurus promising quick money. Someone who has barely studied a stock can open an account and start trading options almost immediately.
What makes this worse is how F&O is sold to beginners. For an education business, it is the easier product to market: more trades, more screenshots, more action and a simpler promise of quick money. And when people lose, the blame usually comes back to them. If you end up on the losing side, which SEBI’s data says happens to roughly nine out of ten individual traders, the explanation is often that you lacked “discipline” or could not “control your emotions”. Far less attention goes to the fact that you were sent into a market where the other side is often running far more sophisticated systems.
Rastogi and Iyer had already seen how this content cycle works while building Captum, the financial-markets channel that crossed 100,000 subscribers before Smart Money Club took shape. The content that travelled fastest was usually built around a strong hook, a quick takeaway of something that kept people watching till the end. It worked for reach. Teaching someone to trade needed something different, and that shaped what Smart Money Club would focus on.
Smart Money Club was built around swing and positional trading from the start, for people with jobs, businesses and full-time careers: people who could not make the market the centre of their day. For that audience, intraday trading and F&O made little sense. Both require much closer tracking of the market and, with leverage and expiry involved, mistakes get expensive quickly. Swing and positional trading fit better. Trades play out over days or weeks, which gives the trader time to study the overall market, choose the sector and stock, plan the entry and risk, and then manage the position without sitting in front of the screen all day.
That choice set the order of the entire SMC process: market first, then sectors, stock selection, setups, entries, risk and trade management. The same sequence runs through its weekly Live Inner Circle sessions, recorded course videos and its in-house platform, ProScreener.
The firm has worked with more than 16,000 people through its workshops and programmes, most of them working professionals and business owners. For them, a trading style that needs constant decisions through the day would not fit real life. Smart Money Club chose to build around real reality instead of around what was easiest to sell.
Swing trading does not remove risk, and SMC does not present it as an easier route to profits. Stocks can fall, setups fail and traders still make mistakes. The difference is the type of game being played. There is no weekly expiry forcing a position to resolve within a few hours or days. A trader can take time finding the right stock, define the risk before entering and stay out when the market is not offering a trade that fits.
India has made trading easy to access, and that is a good thing. But easy access to a sophisticated product does not make the product simple. If SEBI’s numbers show retail traders losing while professional and algo-driven players take home most of the profits, trading education may need to reconsider where the first lesson begins.
Smart Money Club’s answer is straightforward: a retail trader does not need to become a weaker version of a professional trading desk. They need a style of trading that fits the life they have.
CA Harshitha Iyer and Pranjal Rastogi are co-founders of Smart Money Club. Wealth Vidhya is a SEBI Registered Research Analyst (INH000028352). Views are personal. Investments in the securities market are subject to market risks. Read all related documents carefully before investing.

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* The author of this news article is not vetted by StreetBuzz. This is author's personal opinion.